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The information that we provide or that is derived from our website should not be a substitute for advice from an investment professional. We encourage you to obtain personal advice from your professional investment advisor and to make independent investigations before acting on the information that you obtain from SE or derive from our website. Only you can determine what level of risk is appropriate for you.

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The information provided on SE is for educational purposes only. This information neither is, nor should be constructed as an offer or a solicitation of an offer to buy or sell securities. You shall be fully responsible for any investment decisions you make and such decisions will be based solely on your evaluation of your financial circumstances, investment objectives, risk tolerance, and liquidity needs.

Prior to buying or selling an option, an investor should read and understand the booklet "Characteristics and Risks of Standardized Options." You can access and download a copy of the booklet on The Options /Clearing Corporations'(OCC) website at http://www.theocc.com/publications/risks/riskchap1.jsp. This link reference is provided as a courtesy and does not imply that the OCC is endorsing SE or its products. This booklet is also available for free from your broker or from any of the U.S. options exchanges or you can call SE toll-free at 1-877-6-STOCKS and we will be happy to send one to you. If this is your first service with us, a booklet will be included with your welcome materials.

Prior to buying or selling a future, an investor should read and understand the booklet "Security Futures: An Introduction to Their Use and Risks." You can access and download a copy of the booklet at the National Futures Association website at http://www.nfa.futures.org/investor/security_futures/security_futures.pdf This link reference is provided as a courtesy and does not imply that the National Futures Association is endorsing SE or its products. This booklet is available from your broker or from any of the US Futures Exchanges or you can call SE toll-free at 1-877-6-STOCKS and we will be happy to send one to you. If this is your first futures service with us, a booklet will be included with your welcome materials.

We encourage our readers to invest carefully and to utilize the information available at the websites of the Securities and Exchange Commission at http://www.sec.gov and the Financial Industry Regulatory Authority at http://www.FINRA.org You can review public companies' filings at the SEC's EDGAR page. The FINRA has published information on how to invest carefully at its website.

Most of the information on our website or that we otherwise provide is derived directly from information published by the companies on which we report and/or from other sources we believe are reliable, without our independent verification. Therefore, we cannot assure you that the information is accurate or complete. The information may contain discussions of, or provide access to, certain positions and recommendations as of a specific date. Due to various factors, including, but not limited to, changing market conditions, such discussions and positions/recommendations may no longer be reflective of current discussions and positions/recommendations. We do not in any way warrant or guarantee the success of or endorse any action which you take in reliance on the information that we provide or that is derived from our website.

As indicated above, SE makes no representations or warranties about the accuracy or completeness of the information contained on or derived from SE's website or otherwise provided by SE. Any links provided to other websites are offered as a matter of convenience and in no way are meant to imply that SE endorses, sponsors, promotes or is affiliated with the owners of or participants in those sites, or endorses or warrants any information contained on those sites, unless expressly stated. Furthermore, SE does not endorse, guarantee or warranty any third party products advertised on its site, in its newsletters, in any third party rental of its permission based lists or otherwise referenced in any information provided by SE or derived from SE's website, and SE expressly disclaims any responsibility and accepts no liability with respect to such information and products. SE may receive a fee from a service provider that has a link on SE's website or is referenced in the information provided by SE.

SE limits the number of customers allowed in any one trading service in order to reduce the risk that too many traders will attempt identical trades and influence the market by causing the purchase of an excessive number of contracts. Once the SE customers limit is reached, SE may create a 'clone' of the fully filled trading service under the same strategies, guidelines and policies. However, customers to the newly created service 'clone' receive information concerning trades unique to that service. Collectively, these services make up a Series. Any alert service name that contains the word 'Series' is subject to this policy. Due to the exclusive nature of our services, your fee is non-refundable.

Our personnel may own positions and/or trade in the securities mentioned in the information that we provide. However, SE's policies prohibit all employees of SE from engaging in any securities transaction that directly or indirectly competes with the interests of our customers that are actually known to SE. We are not compensated in any way for publishing information about companies mentioned in our reports.
Testimonials may or may not be representative of actual results.

PERFORMANCE FIGURES
Performance figures are based on actual recommendations made by SE. Due to the time critical nature of stock, options and futures trading, brokerage fees, and the activity of other customers, SE cannot guarantee that customers will mirror the exact performance stated on our track records or promotions. Performance numbers shown are based on trades customers could enter based on our tracking guidelines. Past results are not necessarily indicative of future performance. Therefore, no customers or potential customers should assume or expect that future performance of any investment or strategy will be profitable or equal historical or anticipated performance levels. The information contained in SE trading services is intended for use solely by individual customers and is not offered to institutional investment organizations.

LIMITATION ON SE LIABILITY
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BROKERS
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TELEPHONE CALL MONITORING AND RECORDING
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TERMS AND CONDITIONS OF USE OF S&P DOW JONES INDICES
S&P Dow Jones Indices Terms and Conditions (pdf)

TERMS OF SMS TEXT ALERT SERVICE AND DISCLAIMER
The entity or person (you) who is using the SE's Text Alert Service (the Service) assumes the financial responsibilities of the mobile phone account through which the Service is being accessed. SE's is not responsible for entities or individuals claiming that they did not authorize the use of their mobile phone for the Service.

Your mobile carrier's standard messaging and data rates may apply to the text messages we send to you and the text messages you send to us. SE's does not charge you for receiving or sending text messages through the Service. SE's has no responsibility or liability in respect of any messaging fees, data charges or other charges charged by your mobile carrier for your use of the Service or for any other loss or damage which may be caused by your use of the Service.

SE's is not liable for any delays or failures in the receipt of any text messages sent to or from you in connection with the Service. Delivery depends on effective transmission by your mobile carrier. We provide the Service on an "as is" basis. Please continue to use SE's My Account as the primary means of managing your trade recommendations and account.

If at any time, now or in the future, you elect to cancel your Service, you can do it by replying "STOP" and/or by contacting Customer Service at 1-877-6-STOCKS or sending us email at Support@StockEarnings.com.

If you need additional assistance, please consult your Product Specialist at 1-877-6-STOCKS.

For more information on your service, please visit SE's My Account at https://stocksearning.com/myaccount.aspx

You will not receive further communication concerning your trades, including closeout instructions, if your service is not active at the time we issue follow-up instructions.

Limitation on SE liability: SE liability, whether in contract, tort, negligence, or otherwise, shall be limited in the aggregate to direct and actual damages not to exceed the fees received by SE from customer. SE will not be liable for consequential, incidental, punitive, special, exemplary or indirect damages resulting directly or indirectly from the use or reliance upon any material provided by SE. Without limitation, SE shall not be responsible or liable for any loss or damages related to, either directly or indirectly, (1) any decline in market value or loss of any investment; (2) a customer's inability to use or any delay in accessing SE website or any other source of material provided by SE; (3) any absence of material on SE website; (4) SE failure to deliver or delay in delivering any material or (5) any kind of error in transmission of material. SE and customer acknowledge that, without limitation, the above-enumerated conditions cannot be the probable result of any breach of any agreement between SE and customer.

SE is not affiliated with any brokerage firm and does not endorse or recommend any specific brokerage firm. SE is not and will not be responsible for any trades made by a broker on the customer's behalf under any circumstances.